How to Find a Drug Rehab That Accepts In-Network Insurance in MA


With over 31.9 million Americans using illegal drugs each year, it can seem difficult to overcome issues with substance use disorder. But deciding to seek addiction treatment in Massachusetts is a significant step in the recovery process.

Choosing the right In-Network drug rehab in Southborough, MA, for you is essential to getting the drug and alcohol addiction treatment you need. However, this can be a challenge logistically. If you have insurance, you’ll need to find a facility that accepts your in-network coverage to minimize out-of-pocket costs. 

Read on to learn more about In-Network insurance and drug rehab, and discover how to find an in-network addiction treatment center near you.

How to Find a Drug Rehab That Accepts In-Network Insurance

Insurance and Rehab: What’s Covered?

Substance misuse is becoming more and more recognized as a serious disorder that deserves the same care and treatment as any other physical ailment. Not only this, but you’re much more likely to succumb to other illnesses or injuries while suffering from substance use disorder.

Additionally, the Affordable Care Act requires most insurance plans to cover certain essential health benefits, which include treatments for substance use disorder. For these reasons, insurance companies are inclined to cover at least some aspects of drug rehab

How much of your substance misuse treatment is covered will depend on your insurance company, as well as your particular insurance plan. To find out exactly what’s covered for you, contact your insurance company directly.

That being said, most insurance companies will cover anywhere from 30 to 90 percent of your treatment costs. Basic plans will often cover only certain types of treatment, while premium plans tend to give you more options. Copays and deductibles will also vary based on your insurance plan.

Finding an In-Network Rehab That Accepts Your Insurance

Attempting to find a rehab within your network can be overwhelming, but the process is simpler than you might think. In fact, there are a few ways to determine which rehabs and treatments your insurance will cover.

Ask Your Doctor

One of the easiest ways to find the right rehab for you is to ask your doctor. If there is a doctor you see regularly, you can contact them to talk about your substance misuse concerns. From here, they can help you decide what kind of treatment is best for you and direct you to an in-network facility in your area.

Use an Online Locator

Another way to find an eligible rehab is to use an online locator. The SAMHSA, or the Substance Abuse and Mental Health Services Administration, is a branch of the U.S. government that provides resources to those suffering from substance use disorders. On their website, you’ll find a treatment locator that can be filtered by location and insurance coverage, which you can use to find rehabs in your area that accept your insurance coverage.

Turn to a Helpline

Similarly, addiction helplines are also great resources for finding in-network coverage. A helpline can answer any questions you have about the rehabilitation process and help you determine which treatment centers near you are likely to be covered by your type of insurance.

Take a Closer Look at Your Coverage

Before searching extensively for an in-network rehab, it helps to know exactly what is covered by your insurance plan. Taking a closer look at your coverage can narrow down your search to ensure you’re only looking at treatments within your network. Calling your insurance company is also a good way to find eligible rehabs in your area.

Reach Out to Rehabs Directly

Finally, you can find out if your treatment will be covered by reaching out to rehabs directly. If you’ve found a treatment center in your area that you think is a good match for you, contact them for guidance regarding your insurance coverage and to find out if they are within your network.

Many treatment centers offer online insurance verification forms for prospective patients to fill out. Simply enter some information about yourself and your insurance policy, and you’ll receive a call back letting you know if your treatment is covered. These online forms provide one of the easiest ways to determine if a certain rehab is eligible for coverage.

How to Find a Drug Rehab That Accepts In-Network Insurance

Treatments for Substance Use Disorder

Searching for in-network drug and alcohol rehabs in Massachusetts helps to know what kind of treatment you’re looking for. There are two main types of substance misuse treatments: intensive outpatient programs (IOPs) and partial hospitalization programs (PHPs). Deciding which treatment is best for you can narrow your search and make the process of finding the right rehab much easier.

Intensive Outpatient Programs

Intensive outpatient programs are ideal for those who need their treatment to have a certain degree of flexibility. Opting for an IOP method of treatment allows you to live at home while visiting the rehab center according to a predetermined schedule.

IOPs are a great treatment choice for you if you have an inflexible schedule, are surrounded by a reliable support group at home, and have not previously relapsed. If you need a higher level of care but can thrive in your home environment, and IOP is likely the best form of treatment for you.

Partial Hospitalization Programs

Partial hospitalization programs are great for those who need intensive treatment for their substance use disorder but need something more than residential care.

In many cases, patients struggle to be at home once their scheduled treatments have ended for the day—particularly if they don’t have a solid support group to come home to. PHPs dive even deeper into your treatment and give you the strength to withstand being in your home environment.

Northstar Recovery Center: Start Your Journey to Recovery Today

Northstar Recovery Center is dedicated to providing residents of the Southborough, Massachusetts, area with the care they need to overcome substance misuse. Fill out an insurance verification form today to find out if you can get in-network coverage, and take the first step toward recovery today.

Northstar Recovery Center in Southborough, MA is made up of a team of experienced, dedicated, and compassionate addiction treatment professionals. We want to see our community heal from the effects of the opioid epidemic, alcohol addiction, and other substance use disorders.

Day Treatment Program in MA

The Day Treatment in Massachusetts, also referred to as PHP (Partial Hospitalization Program) or IOP (Intensive Outpatient Program), is the highest level of care offered at Northstar Recovery Center. This addiction treatment option encompasses comprehensive clinical care and behavioral therapies. In the initial stages of recovery from addiction, it's crucial to have robust support to navigate both physical and emotional challenges. Our dedicated team at Northstar Recovery Center, located in Southborough, MA, and West Springfield, MA, is committed to assisting you in establishing a solid foundation for a lifelong recovery from addiction to drugs and alcohol. Clients typically visit our addiction treatment center in Massachusetts each weekday for several hours, engaging in counseling sessions and other necessary interventions. This approach ensures a balanced and effective recovery process, tailored to individual needs within the framework of Day Treatment.


Individual, Group, and Family Counseling in Massachusetts

Addiction thrives in isolation, which is why group counseling sessions are a foundational part of our addiction treatment plans. In group sessions, you’ll gain perspective on your struggles with substance abuse and can connect with others who understand your experiences. Family counseling can help your loved ones understand the disease of addiction, navigate conflict and build healthier relationships. In individual counseling sessions, you’ll be able to work through personal issues like past trauma with the help of an experienced therapist.

Learn More About Addiction Counseling in Massachusetts

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