In 2020, 91.4% of the population had health insurance. Insurance coverage has drastically changed over the years. More recently, changes have pushed for telehealth coverage.
Substance use disorder treatments are another area that has sometimes lagged behind. Finding a drug and alcohol rehab facility that is in-network with Cigna Insurance can be a difference-maker in your recovery process.
Northstar Recovery Center is proud to offer a newly formed contract with Cigna Insurance. Now, you have more coverage! You can start your sobriety journey without financial concerns.
Compared to other facilities that don’t have a contract with Cigna Insurance, you could accrue hefty bills. Limitations on drug and alcohol rehab program options can also make it challenging.
Are you still interested? Keep reading on and learn more about Northstar Recovery Center’s rehab programs and how in-network providers help you through the process!
What Is Addiction Treatment in MA?
Treatment for addiction includes institutions focused on helping individuals with their substance use disorder. A substance use disorder is a mental health condition.
Patients use drugs or alcohol despite ongoing problems. These issues could be related to your relationships, job, physical, or mental health.
Often, quitting is virtually impossible. This is from neurological changes in the brain and your reward centers.
Ongoing use can place you at risk for higher tolerance and overdose. There are several types of addiction treatment programs.
Typically, the first step is a detox center. With severe substance use disorders, a medical detox helps a person safely withdraw from a substance.
It also reduces the risk of medical complications or relapse. Residential treatments are a continuum of care, often needed for individuals with high relapse risk.
These two intensive programs are also useful for individuals with suicidal tendencies. However, if you have a mild to moderate substance use disorder or have recently completed a residential stint, where do you turn to? There are three primary treatment centers at this point:
- Partial hospitalization program (PHP) in MA
- Intensive outpatient program (IOP) in MA
- Evening IOP in MA
- Virtual IOP in MA
- Outpatient therapy in MA
Traditional outpatient therapy is usually the last step. A PHP or IOP is ideal for those who need intensive therapy without overnight stays.
Partial Hospitalization Program vs. Intensive Outpatient Program
Both programs are more affordable than residential treatments. They emphasize similar addiction therapy treatments, such as:
- Individual therapy
- Group therapy
- Trauma therapy
- Cognitive-behavioral therapy (CBT)
- And more
It allows for interaction between skilled counselors and therapists while allowing you to engage with group members. The primary difference is time.
PHPs are slightly more time-intensive. They require upwards of seven hours daily, and you can plan on it taking the majority of your week. IOPs fall between PHPs and traditional outpatient programs.
They may require half the weekly therapy, depending on your treatment plan. Many people choose IOPs because it allows greater flexibility for working full-time. At Northstar Recovery Center, we specialize in several types of IOPs.
These include evening or virtual IOPs that can fit many different schedules. Additionally, you can continue earning money to save on costs.
How Much Does Addiction Treatment Cost?
Treatment costs fluctuate based on location and level of care needed. High-end or private institutions with 24/7 stays can cost around $17,000 per month. That doesn’t include celebrity-style resorts, which can add up to $100,000 per month!
Most individuals don’t have the financial means for residential treatment. A PHP or IOP is one way you can save money while still receiving care.
They are often much less expensive than 24/7 facilities. Choosing a facility that is in-network with your insurance provider could save you even more.
More insurances are starting to cover addiction treatment. Before the Affordable Care Act, many insurance providers lacked sufficient rehab coverage.
However, even with expanded coverage, many patients don’t know whether their plan covers treatment. In recent studies, only 13.4% of participants with insurance coverage sought treatment.
Northstar Recovery Center In-Network With Cigna Insurance
Northstar Recovery Center offers extensive coverage with in-network providers. Cigna Insurance is one of the latest insurance providers to join coverage.
The benefit of an in-network insurance provider is you receive more coverage for rehab services. Recently, Northstar Recovery Center contracted with Tufts Insurance for similar coverage. It offers more access to individuals that cannot financially afford recovery programs otherwise.
In some cases and insurance packages, Cigna or Tufts may cover the entirety of your rehabilitation. If not, you will have a discounted rate that will be much cheaper than programs with your insurance listed as an out-of-network provider.
In-Network vs. Out-of-Network Facilities
At its core, in-network entails a contract between an insurance provider and facility. In this agreement, the insurance company agrees to pay a discounted rate instead of charging the full price.
In simple terms, if a service charge is $200, but you have a contract with an insurance company that has agreed to $80, that is what is charged to the patient. With the new rate, your insurance will likely cover a portion of that cost, saving you even more money.
Out-of-network facilities can charge the full $200, and insurance may only cover a minimal portion. This often leaves you with a large percentage of the costs.
Finding Treatment for Addiction
Now that Northstar Recovery Center is in-network with Cigna Insurance, you have more opportunities for your rehab journey. Whether you decide intensive outpatient programs are ideal for your work schedule or not, insurance coverage can save you significant sums.
How can you get started? First, if you want to double-check coverage, fill out our insurance verification form. We will have one of our qualified staff members follow up. And for more questions, contact us to speak directly with a representative!
Day Treatment Program in MA
The Day Treatment in Massachusetts, also referred to as PHP (Partial Hospitalization Program) or IOP (Intensive Outpatient Program), is the highest level of care offered at Northstar Recovery Center. This addiction treatment option encompasses comprehensive clinical care and behavioral therapies. In the initial stages of recovery from addiction, it's crucial to have robust support to navigate both physical and emotional challenges. Our dedicated team at Northstar Recovery Center, located in Southborough, MA, and West Springfield, MA, is committed to assisting you in establishing a solid foundation for a lifelong recovery from addiction to drugs and alcohol. Clients typically visit our addiction treatment center in Massachusetts each weekday for several hours, engaging in counseling sessions and other necessary interventions. This approach ensures a balanced and effective recovery process, tailored to individual needs within the framework of Day Treatment.
Individual, Group, and Family Counseling in Massachusetts
Addiction thrives in isolation, which is why group counseling sessions are a foundational part of our addiction treatment plans. In group sessions, you’ll gain perspective on your struggles with substance abuse and can connect with others who understand your experiences. Family counseling can help your loved ones understand the disease of addiction, navigate conflict and build healthier relationships. In individual counseling sessions, you’ll be able to work through personal issues like past trauma with the help of an experienced therapist.